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Tech wealth can be complex.  Our first-hand experience in the tech industry makes us uniquely qualified to help you navigate that complexity successfully.

See how in our Case Studies 

 

 
    Allocation   Optimization

Allocation Optimization

   Downside & Concentration     Risk Mgmt

Downside & Concentration Risk Management

 Evaluating Job Opportunities

Evaluating Job Opportunities

    Retirement          Sensitivity            Analysis

Retirement Sensitivity   Analysis

      Medical &        Long-Term Care Planning

Medical Care & Insurance Planning

   Real Estate           Analysis

Real Estate Analysis

            Tax           Minimization        Strategies

Tax Minimization Strategies

    Relocation            Analysis

Relocation Analysis

     Charitable              Giving               Strategies

Charitable Giving Strategies

       Education           Planning

Education Planning

 I had a really interesting opportunity at an early-stage company, but wasn't sure if walking away from my larger salary and unvested stock would put my longer-term plan at risk.  We modeled out a "worst case" and "break-even" scenario -- so I knew exactly what an exit would need to look like down the road to match my current role ... and set my "shot clock" for how long I could absorb that lower pay without an exit and still reach all my goals safely.

I had a really interesting opportunity at an early-stage company, but wasn't sure if walking away from my larger salary and unvested stock would put my longer-term plan at risk.

We modeled out a "worst case" and "break-even" scenario -- so I knew exactly what an exit would need to look like down the road to match my current role ... and set my "shot clock" for how long I could absorb that lower pay without an exit and still reach all my goals safely.

James
Should I leave my big tech firm to join a promising start-up?
 I was lucky enough to have gotten in early at my company, and wanted to use that equity to buy a home.  But with the gains in my stock, that would have meant an astronomical tax bill -- forcing me to sell even more shares to make up the difference.  Instead, we funded the purchase using an investment credit line to borrow against the value of those shares.  I avoided the large tax bill and can sell newly vesting shares to pay down the credit line over time without additional taxes.

I was lucky enough to have gotten in early at my company, and wanted to use that equity to buy a home.  But with the gains in my stock, that would have meant an astronomical tax bill -- forcing me to sell even more shares to make up the difference.

Instead, we funded the purchase using an investment credit line to borrow against the value of those shares.  I avoided the large tax bill and can sell newly vesting shares to pay down the credit line over time without additional taxes.

Tessa
How can I buy a house without triggering a massive tax bill?
 Honestly, my RSUs had done so well, I didn't think much about investments .  I knew there had to be a sweet spot between selling everything  or keeping it all.  But I had no idea how to find the right balance in a quantifiable way.  Learning the difference between maximizing returns and maximizing odds of success was   Step 1.  That gave me a framework.  Now my portfolio and my RSUs aren't discrete things.  One moves in response to the other in a way that makes sense.

Honestly, my RSUs had done so well, I didn't think much about investments .  I knew there had to be a sweet spot between selling everything  or keeping it all.  But I had no idea how to find the right balance in a quantifiable way.

Learning the difference between maximizing returns and maximizing odds of success was   Step 1.  That gave me a framework.

Now my portfolio and my RSUs aren't discrete things.  One moves in response to the other in a way that makes sense.

Mike
How do I figure out the "right" mix of investments for me?
 
Case studies are for illustrative purposes only and may not fit every individual's unique circumstance.  These case studies are not intended to provide financial, legal or tax advice.  Please consult with a tax, legal or financial professional for such advice.